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Without a judicial determination that the insurer acted in bad faith, it was reversible error for the trial court to enter a final judgment in excess of the policy limits.

This appeal followed a trial for underinsured motorist (UM) benefits in which the judge entered a final verdict in the amount of $1,052,593.21, despite the fact that the policy only provided $100,000 in UM benefits. Legal Update for Florida Coverage & Property Litigation – May 2024 is prepared by Marshall Dennehey to provide information on recent legal develop

As the jury was not asked to determine the deductible’s applicability, the trial court erred by not applying the hurricane deductible post-verdict to offset the jury’s determination of damages.

The plaintiffs sued Citizens for breach of contract, alleging their property, including the roof, interior and fencing, were damaged by Hurricane Ian. Legal Update for Florida Coverage & Property Litigation – May 2024 is prepared by Marshall Dennehey to provide information on recent legal develop

Fifth District Court of Appeals overturned trial court’s dismissal of insured’s complaint as the policy’s loss payment provision included a provision for statutory interest.

The insured suffered water damage caused by a overflowing sink. State Farm covered the loss, and the parties participated in the appraisal process. Legal Update for Florida Coverage & Property Litigation – May 2024 is prepared by Marshall Dennehey to provide information on recent legal develop

Where a windstorm loss occurs during a “hurricane occurrence,” the loss must bear at least some causal nexus with the hurricane for the policy’s hurricane deductible to apply.

In this case, Florida’s Fifth District Court of Appeals addresses proper application of a hurricane deductible. Legal Update for Florida Coverage & Property Litigation – May 2024 is prepared by Marshall Dennehey to provide information on recent legal develop

Court rules the more reasonable interpretation of the term “hurricane occurrence” is the loss had to have been caused by the hurricane.

Florida Farm Bureau General Insurance Company (Farm Bureau) appealed an order granting summary judgment in favor of the plaintiffs, Richard and Nancy Jones. Legal Update for Florida Coverage & Property Litigation – May 2024 is prepared by Marshall Dennehey to provide information on recent legal develop

Florida Rule of Civil Procedure 1.442(c)(3)’s apportionment requirement found inapplicable by virtue of Rule 1,442(c)(4) as the complaint explicitly alleged the co-defendant was only constructively liable for its alleged breach of the purchase agreement.

On March 20, 2024, the Third District Court of Appeal rendered a decision concerning the characterization of a “joint proposal” for settlement governed by Florida Rule of Civil Procedure 1.442(c)(3). Legal Update for Florida Coverage & Property Litigation – May 2024 is prepared by Marshall Dennehey to provide information on recent legal develop