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First District Court of Appeals Affirms Carrier’s Payment of Actual Cash Value in Hurricane Sally Insurance Dispute; the Breach Must Occur Prior to Filing the Complaint

Hurricane Sally caused damage to the insureds’ residence in September 2020 when rainwater leaked into the interior of the residence. The carrier inspected the property, and an estimate was prepared totaling $20,535.73, the replacement cost value.

Appeals Court Reverses Verdict, Finds Trial Court Erred in Denying Motion to Dismiss and In Finding Late Notice Defense Was Waived When Alternative Policy Exclusions Were Raised in the Same Pleading

The Third District Court of Appeal reversed the trial court’s order denying the insurance company’s motion to set aside a jury verdict in favor of the insured. Prior to trial, the trial court denied the insurance company’s motion to dismiss.