Attorney Profile
Todd J. Leon
Areas of Practice
Contact Info
Overview
Todd focuses his practice on complex insurance coverage litigation and contractual disputes. He has extensive experience litigating a wide variety of claims at the trial and appellate levels of both the state and federal courts. Admitted to practice in both Pennsylvania and New Jersey, he splits his time between our Philadelphia and Mount Laurel offices.
Todd is particularly experienced in managing cases that involve sophisticated "risk shifting" issues, including both additional insurance coverage and contractual indemnification. He has worked on a wide array of insurance coverage matters, spanning a broad base of first- and third-party claims and policy types. Todd has counseled insurers, third-party administrators and self-insureds throughout the life cycle of a matter, from the drafting of policy language to pre-suit investigation to the drafting of coverage opinions to litigating matters through the trial and appellate courts.
Todd lives with his wife, two children and pug in Bucks County, PA. In his spare time, he is an avid fan of Philadelphia's professional sports teams and Rutgers basketball and football, and he plays in a modified fast-pitch, wood bat softball league. He is also a member of the Board of Directors of Shir Ami, the largest reform synagogue in Bucks County, where he serves as Secretary of the Board of Directors and the Chairperson of the Philanthropy Committee.
Results
Successfully represented a state-created medical malpractice insurer in a matter involving fraud in the application for an insurance policy, successfully arguing before the state Supreme Court for the remedy of voiding the policy and reforming the policy limits to $0.
Extensive experience representing insurers on numerous risk-shifting claims for contractual indemnification and additional insurance coverage, including in matters stemming from worksite accidents, construction defects, slip-and-falls, product liability and vendor claims, and a range of other factual scenarios.
Represented an insurance industry group as amicus curiae in a matter requiring interpretation of the prospective or retroactive application of a statutory amendment.
Defended insurers in a broad array of cases involving insurance coverage issues arising from construction defect claims arising out of residential and commercial projects.
Represented insurers in a variety of insurance coverage claims under automobile liability policies, including for permissive use, loading and unloading, and uninsured and underinsured motorists coverage.
Defended insurers and their third-party administrators against insurance coverage claims stemming from employment practices, liability, education and land use claims.
Thought Leadership
DeMarco v. Stoddard - A Behind the Scenes Look at the Decision by the Supreme Court of New Jersey on Fraud in the Application for a Medical Malpractice Insurance Policy, National Academy of Continuing Legal Education, April 2016
Shifting the Risk: Tips and Tools for Transferring Liabilities Via Indemnification Agreements and Insurance Procurement Obligations of Indemnitors, New Jersey Law Journal In-House CLE Seminar, November 2012
"Supreme Court of New Jersey Rules That Insurers Do Not Have a Duty to Defend or Indemnify for ‘Laidlow’ Claims—as Long as the Policy Includes the Correct Exclusionary Language," New Jersey Law Journal, April 7, 2025
"NJ Justices Clarify First-Party Indemnification Availability," Law360, June 27, 2024
"Third Circuit Holds That Commercial Property Policies Do Not Provide Coverage for Businesses' Covid-19 Closure Claims," Marshall Dennehey Legal Update for Insurance Services, January 9, 2023
“In Twin Decisions on Insurance Coverage for COVID-19 Closure Claims, Superior Court of Pennsylvania Makes Clear that Policy Language Matters,” Defense Digest, Vol. 28, No. 12, December 2022
Contributing Author, Defense Research Institute Insurance Law Committee's Coverage B: Personal and Advertising Injury Compendium, "Chapter 14: Advertisement Offenses - Use of Another's Advertising Idea in Your Advertisement" (definition f.)
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