Ray C. Freudiger


Ray Freudiger is an experienced civil litigator and trial attorney, who focuses his practice on defending clients in personal injury, products liability and wrongful death suits brought against them. He also handles a wide range of professional liability matters including legal and accounting malpractice.  

Throughout his career, Ray has developed significant experience representing businesses in commercial litigation, realtors in Agents/Brokers E&O claims and all manner of employers in employment law litigation. Ray is also practiced in municipal liability where he defends public housing authorities as well as school leaders and education boards.

As an experienced trial attorney, Ray has tried and won numerous jury and bench trials throughout the State of Ohio. His experience includes defending clients in proceedings before administrative agencies such as in the Ohio Division of Real Estate, Ohio Civil Rights Commission, and Department of Urban Development (HUD). Ray is also experienced in all manner of alternative dispute resolution and knowledgeable in Special Education law where he represents school districts in due process hearings before independent hearing officers. He also regularly conducts seminars for real estate brokers and their agents on real estate law issues, as part of their continuing education requirements and to help them to avoid litigation.

Prior to attending law school, Ray obtained his property and casualty insurance license, which has served him well in representing clients in insurance coverage and bad faith matters. In 1982 Ray graduated from the University of Cincinnati, where he received his B.A. in marketing. He then went on to earn his Juris Doctor from the University of Cincinnati College of Law in 1991.

Ray is married with two children, a son and daughter. He is also a member of the South Metro Regional Chamber of Commerce and the West Chester Chamber Alliance. He served as a mentor with the Goodwill Easter Seals of Miami Valley (2010-2012), was active in the Montgomery Co. START Program (2007-2010), and volunteered in the Great TV Auction of Think TV in 2012 and 2013.

Significant Representative Matters

Secured significant victory in wrongful death commercial liability action at both trial and appellate court levels in suit involving death of 18-year old woman who was struck and killed by a commercial truck that was backing up an access ramp to deliver product at a grain receiving facility at the same time the woman traversed onto the ramp.

Obtained a defense verdict in a jury trial where the case involved a rear end car accident. The plaintiff alleged serious and permanent injury, and while our client admitted fault, their contention was that the impact was of a minimal nature. The plaintiff incurred over $69,000 in medical expenses after the accident, and made a settlement demand of $200,000. The plaintiff rejected our nominal offer to settle the case before trial. Through the use of medical expert testimony, the defense contended that plaintiff's treatment was fueled by her subjective complaints, but there was no objective evidence of injury. The jury ruled in favor of the defendant.

Obtained a summary judgment on behalf of an insurance agent and the insurance agency. The agent and agency helped a business procure property and liability insurance on its business. A fire loss occurred and the insured discovered that it did not have business interruption coverage. It sued the agent and the agency for negligence, breach of contract and estoppel in failing to procure business interruption coverage for the insured. We convinced the Court that an insurance agent only has a duty to seek coverage which has been requested by the insured. Although the agent reassured the insured the day after the fire that the insured had business interruption coverage, the fact that this statement was incorrect, there is no evidence of any reliance by the insured, any reliance would have been unreasonable and unforeseen and the insured would have know that the agent's statements were incorrect if it had looked at the policy in its possession.

Successfully defended EEOC Charge of Discrimination brought against charter school client for alleged disability discrimination and failure to provide reasonable accommodation in violation of the Americans With Disabilities Act, as well of claims of FMLA interference and retaliation, resulting in finding of No Probable Cause in favor of employer.

Obtained summary judgment on behalf of insurance agency and insurance agent clients in insurance agent/broker professional liability action involving alleged failure to procure business interruption coverage for insured's start-up restaurant, which subsequently sustained uncovered fire loss.

Obtained summary judgment on behalf of one of nation’s largest grocery store chains in significant federal rights action that received considerable media attention venued in federal court in Cincinnati involving unruly patron and patron's right to open carry weapon on private premises.

Secured dispositive dismissal on behalf of national insurance carrier in breach of contract and bad faith action involving residential fire that occurred at insureds' residence. In addition, as a result of in-depth investigation and discovery in civil suit, insureds were charged with and pled guilty to crimes of arson and insurance fraud.

Classes/Seminars Taught

Risk Management Best Practices for Engineers, Client Presentation, January 25, 2018

Published Works

Legal Updates for Insurance Agents & Brokers, August 2018 - present

U.S. District Court Southern District of Ohio
Sixth Circuit Court of Appeals
U.S. District Court Northern District of Ohio
University of Cincinnati College of Law (J.D., 1991)
University of Cincinnati (B.A., 1982)
Associations & memberships
Cincinnati Bar Association
Ohio State Bar Association, Education Law Committee
Dayton Bar Association, Civil Trial Practice Committee
Ohio Association of Civil Trial Attorneys, Alternative Dispute Resolution Committee
Ohio Council of School Board Attorneys
DRI (Defense Research Institute)
Education Law Association
Year joined