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Ryan is a longstanding member of the firm's Casualty Department and has considerable experience with a wide variety of casualty matters.  A substantial portion of Ryan’s practice is devoted to the handling of matters with complex theories of liability, often involving catastrophic loss and/or wrongful death.  They include claims emanating from product liability, construction and equipment accidents, automotive liability, interstate trucking and transportation, negligent security, premises and retail liability, among many others.  As an example of this complexity, Ryan has litigated several matters where causation for death was at issue such as alleged complications from surgeries and alleged food borne illnesses (e. coli, vibrio), and has handled numerous multi-party claims involving demands in excess of $50 million.

As a litigator with experience in a multitude of casualty disciplines from the general to the specialized, including asbestos and toxic tort, maritime and fraud/special investigation, Ryan serves as thought leader and mentor to associates in his office. He has also argued appeals before the Second, Third, and Fourth District Courts of Appeal.

Ryan's legal career started as a prosecutor with Miami-Dade State Attorney's Office, which provided him with considerable litigation experience and familiarity with the criminal justice system. This was a continuation of his focus on litigation during his legal education at Indiana University School of Law - Bloomington where he was in Moot Court (finalist and competition team) and the school's trial competition team.  In combination with his civil career at Marshall Dennehey, Ryan has tried approximately 20 jury trials to verdict, including several complex multi-party and Wrongful Death matters spanning weeks in court.

Ryan is a Florida native, born and raised in Cocoa Beach in Brevard County and attending the University of Florida as an undergraduate where he studied theoretical physics and mathematics before leaving Florida for law school with his wife.  He now is based out of Fort Lauderdale where he and his wife are raising two daughters, and in his spare time trains for obstacle course racing and triathlons.

    • Indiana University Maurer School of Law (J.D., cum laude, 2006)
    • University of Florida (B.S., 2003)
    • Florida, 2006
    • U.S. District Court Southern District of Florida, 2008
    • U.S. District Court Middle District of Florida, 2019
    • Florida Super Lawyers Rising Star (2013-2020)
    • American Bar Association
    • Negligent Security Claims - Premises Under Attack, Marshall Dennehey Client Seminar, July 25, 2025
    • Relevant Procedural Rule Changes for Risk Manager, Broward County RIMS Chapter Meeting, Ft. Lauderdale, FL, January 15, 2025
    • New Florida Tort Reform Changes Under HB 837, Tampa Bay RIMS Chapter Meeting, Tampa, FL, October 18, 2023
    • 56 Feds are Coming: Strategies Using the Upcoming Florida Summary Judgment Standard, Marshall Dennehey Client Webinar, January 15, 2021
    • When Lithium Batteries Fail and What to do About it – panel, 2019 CLM Southeast Conference, Orlando, FL, October, 2019
    • ETHICS: The Tripartite Relationship and Bad Faith Claims, Marshall Dennehey Florida Claims Symposium – Casino Royale, Tampa, FL, September 20, 2018
    • Discussions of Recent Florida Case law Developments Regarding EUO Methodology and Limitations, FIFEC - Florida Insurance Fraud Education Committee, Orlando, FL, June 2012
    • Florida Premises Liability Law and the Affect of Medicare Liens on Settlements, client seminar, October 2011
    • Certified Instructor in Adjuster Law and Policy by the Florida Department of Financial Services, Bureau of Licensing
    • Obtained summary judgment in a foodborne-illness wrongful death case. The plaintiff brought a wrongful death action against multiple parties, including the seafood supplier, asserting that the Decedent died after consuming raw oysters containing vibrio vulnificus. Our attorneys represented the supplier and argued that there was no evidence the oysters were defective when they left the supplier’s control. Their expert provided an affidavit outlining the applicable harvesting, processing, and transportation standards and confirmed that the supplier met all relevant duties. Faced with this record, plaintiff’s counsel ultimately conceded that the evidence did not support a claim against the supplier. The Court granted summary judgment in the supplier’s favor. The case continues against the remaining defendants, who face multimillion-dollar demands.
    • Obtained a defense verdict in a wrongful death/negligent security claim, where demand was $10 million, by arguing that the claimant was a trespasser at the time of the shooting. 
    • Obtained defense verdicts in several premises liability trials on the basis that clients were not negligent.
    • Obtained summary judgments in several negligence cases on issues ranging from workers' compensation immunity to insufficient evidence of negligence. 

Results

Summary Judgment Secured in a Foodborne Illness Wrongful Death Matter

We won summary judgment in a foodborne illness wrongful death case. The plaintiff filed a wrongful death action against multiple parties, including the seafood supplier, distributors, transporters and the restaurant that served the decedent. The plaintiff alleged the decedent died as a result of eating raw oysters that contained vibrio vulnificus. We represented the supplier and argued there was no evidence the oysters were defective when they left the supplier’s hands. An expert was retained to support our motion for summary judgment. The expert prepared an affidavit citing the applicable duties pertaining to the harvesting, processing, and transportation of the oysters and stated the supplier did not breach any of the applicable duties. Utilizing calculated pressure tactics in a long-term strategy execution, plaintiff’s counsel eventually conceded that the record evidence did not support a finding that the supplier breached its duties, resulting in the court granting summary judgment. The case remains ongoing with multimillion dollar demands against the remaining defendants.

Appellate Success in Wrongful Death Product Liability Action

Our attorneys succeeded in obtaining an affirmance in the Fifth District Court of Appeal of a final dismissal order of a wrongful death product liability action. The decedent’s estate filed the lawsuit two years after the statute of limitations expired. The estate argued the statute was tolled for a variety of reasons. The trial court dismissed the case, with prejudice, after giving the Estate five attempts to amend. The Fifth District affirmed the dismissal and dispensed with oral argument that same day. 

Thought Leadership

Legal Updates for Insurance Services

Policies Alone Fall Short: Establishing a Standard of Care and Duty Requires More Than Internal Procedures

December 13, 2023

A recent decision by the Florida Fifth Circuit Court of Appeal confirmed the application of rarely considered case law that analyzes the application of a company’s internal policies and procedures to the standard of care in its industry. In Discount Tire Co. v. Tammy Bradford, 2023 WL 7228186 (Fla. 5th DCA 2023), the appellee alleged negligence by the employees of the appellant for allowing tires greater than 10 years old to be placed back on a vehicle. Ultimately, the tires failed and caused the death of Bradford’s husband and minor child. At the trial court, both sides presented experts, but neither opined to a violated industry standard, authoritative regulation or statute that would have applied to the tire repair industry. Instead, Bradford argued that Discount violated its own policies and procedures, as the subject tires, provided by Bradford, were older than the internal policies and procedures permitted. After Bradford rested at trial, Discount successfully moved for directed verdict based upon Bradford’s failure to establish a duty. After appropriate motions, the trial court reversed itself and granted a new trial based on “this Court's reading of Moyer v. Reynolds, 780 So. 2d 205, 208 (Fla. 5th DCA 2001) and its acceptance of [Bradford’s] argument that Moyer stands for the proposition that evidence a defendant failed to comply with its own internal rule or procedure is evidence of the standard of care and evidence of a breach of the standard of care.” The critical factor as determined by the appellate court was the trial court’s improper reliance on Moyer v. Reynolds, 780 So.2d 205 (Fla. 5th DCA 2001). Bradford argued at trial that Moyer held an organization’s internal policies establish a legal duty owed to a plaintiff. Moreover, a breach of internal policy establishes a case that must be determined by the jury. However the Fifth District Court of Appeal disagreed and held that established case law supported the position that an organization's policy could not alone establish a standard of care for the applicable industry. Moyer, a wrongful death action based on medical malpractice, concerned the trial court's exclusion of portions of a doctor's testimony regarding internal policy procedures of a hospital. 780 So. 2d at 206. Critically, Moyer stated that although this testimony was admissible as some evidence of the standard of care, “this type of evidence does not conclusively establish the standard of care.” Id. In support of this holding, the Fifth District Court of Appeal cited multiple industry diverse cases: •Wal Mart Stores, Inc. v. Wittke, 202 So. 3d 929, 930 (Fla. 2d DCA 2016) “[A] party’s internal rule does not itself fix the legal standard of care in a negligence action”;  •Dominguez v. Publix Super Markets, Inc., 187 So. 3d 892 (Fla. 3d DCA 2016) “[I]nternal safety polices do no themselves establish the standard of care owed to the plaintiff.”;  •Gunlock v. Gill Hotels Co., 622 So. 2d 163 (Fla. 4th DCA 1993), where the court held that the existence of an internal policy does not create a substantive duty;  •De La Torre v. Flanigan's Enterprises, Inc., 187 So. 3d 330, 334 (Fla. 4th DCA 2016) holding “there is ample case law stating that internal policies do not create a duty to third parties.”; and   •Warren ex rel. Brassell v. K-Mart Corp., 765 So. 2d 235, 236–37 (Fla. 1st DCA 2000) where the court held that despite the violation of K-Mart’s internal policy, “[t]he standard of care is set by the community, rather than by a corporation’s internal policy.”  Discount Tire violated its own policies and procedures. However, that violation does not establish a standard of care for the industry. Therefore the order of a new trial was improper and the trial court’s prior order for directed verdict and final judgment in Discount Tire’s favor was properly reinstated.   

Defense Digest

Policies Alone Fall Short: Establishing a Standard of Care and Duty Requires More Than Internal Procedures

December 1, 2023

Key Points: A defendant’s violation of its own policies and procedures does not establish a standard of care for the industry.  The order of a new trial was improper and the trial court’s prior order for directed verdict and final judgment in the defendant’s favor was properly reinstated.  A recent decision by the Florida Fifth Circuit Court of Appeal confirmed the application of rarely considered case law that analyzes the application of a company’s internal policies and procedures to the standard of care in its industry. In Discount Tire Co. v. Tammy Bradford, 2023 WL 7228186 (Fla. 5th DCA 2023), the appellee alleged negligence by the employees of the appellant for allowing tires greater than 10 years old to be placed back on a vehicle. Ultimately, the tires failed and caused the death of Bradford’s husband and minor child. At the trial court, both sides presented experts, but neither opined to a violated industry standard, authoritative regulation, or statute that would have applied to the tire repair industry. Instead, Bradford argued that Discount Tire violated its own policies and procedures as the subject tires, provided by Bradford, were older than the internal policies and procedures permitted. After Bradford rested at trial, Discount Tire successfully moved for directed verdict based upon Bradford’s failure to establish a duty. After appropriate motions, the trial court reversed itself and granted a new trial based on “this Court's reading of Moyer v. Reynolds, 780 So.2d 205, 208 (Fla. 5th DCA 2001) and its acceptance of [Bradford’s] argument that Moyer stands for the proposition that evidence a defendant failed to comply with its own internal rule or procedure is evidence of the standard of care and evidence of a breach of the standard of care.” The critical factor as determined by the appellate court was the trial court’s improper reliance on Moyer v. Reynolds, 780 So.2d 205 (Fla. 5th DCA 2001). Bradford argued at trial that Moyer held an organization’s internal policies establish a legal duty owed to a plaintiff. Moreover, a breach of internal policy establishes a case that must be determined by the jury. However, the Fifth District Court of Appeal disagreed and held that established case law supports the position that an organization's policy could not alone establish a standard of care for the applicable industry. Moyer, a wrongful death action based on medical malpractice, concerned the trial court's exclusion of portions of a doctor's testimony regarding internal policy procedures of a hospital. 780 So.2d at 206. Critically, Moyer stated that, although this testimony was admissible as some evidence of the standard of care, “this type of evidence does not conclusively establish the standard of care.” Id. In support of this holding, the Fifth District Court of Appeal cited multiple industry diverse cases: Wal Mart Stores, Inc. v. Wittke, 202 So. 3d 929, 930 (Fla. 2d DCA 2016) “[A] party’s internal rule does not itself fix the legal standard of care in a negligence action”;  Dominguez v. Publix Super Markets, Inc., 187 So. 3d 892 (Fla. 3d DCA 2016) “[I]nternal safety polices do no themselves establish the standard of care owed to the plaintiff.”;  Gunlock v. Gill Hotels Co., 622 So. 2d 163 (Fla. 4th DCA 1993), where the court held that the existence of an internal policy does not create a substantive duty;  De La Torre v. Flanigan's Enterprises, Inc., 187 So. 3d 330, 334 (Fla. 4th DCA 2016) holding “there is ample case law stating that internal policies do not create a duty to third parties.”; and  Warren ex rel. Brassell v. K-Mart Corp., 765 So. 2d 235, 236–37 (Fla. 1st DCA 2000) where the court held that despite the violation of K-Mart’s internal policy, “[t]he standard of care is set by the community, rather than by a corporation’s internal policy.”  Discount Tire violated its own policies and procedures. However, that violation does not establish a standard of care for the industry. Therefore, the order of a new trial was improper and the trial court’s prior order for directed verdict and final judgment in Discount Tire’s favor was properly reinstated.  *Ryan is a shareholder in our Fort Lauderdale, Florida, office, where he defends claims made and suits brought against insureds and businesses across a number of industries.    Defense Digest, Vol. 29, No. 4, December 2023, is prepared by Marshall Dennehey to provide information on recent legal developments of interest to our readers. This publication is not intended to provide legal advice for a specific situation or to create an attorney-client relationship. ATTORNEY ADVERTISING pursuant to New York RPC 7.1. © 2023 Marshall Dennehey. All Rights Reserved. This article may not be reprinted without the express written permission of our firm. For reprints, contact tamontemuro@mdwcg.com.

Firm Highlights

Thought Leadership

New Jersey Appellate Division Affirms Exclusion of Legal Malpractice Expert as Impermissible Net Opinion

Jack Slimm and Jeremy Zacharias obtained a favorable decision on behalf of their client in a case centering on the admissibility of expert testimony in legal malpractice actions. In Martin v. Loury, the New Jersey Appellate Division affirmed the exclusion of a plaintiff's legal malpractice expert, holding that the expert's opinions on causation and damages were too speculative to support the malpractice claim. The legal malpractice action arose from an underlying employment dispute involving claims for damages stemming from the breach of an employment agreement. The plaintiff alleged that defense counsel committed malpractice during a second trial by failing to recall the plaintiff as a rebuttal witness after the employer's CEO testified. According to the plaintiff's expert, additional rebuttal testimony would have bolstered the plaintiff's damages claims and led to a more favorable result. Both the trial court and the Appellate Division rejected that theory. The courts found that the expert could not explain how the proposed rebuttal testimony would have altered the outcome of the underlying case or resulted in any additional recoverable damages. Notably, the trial judge in the underlying employment matter had already rejected the CEO's testimony as not credible and had accepted the damages analysis advanced by the plaintiff. The court had also determined that the amount of damages was not genuinely disputed. As a result, the expert's opinion that additional rebuttal testimony would have produced a better outcome was unsupported by the record and based on speculation rather than evidence. The Appellate Division agreed that neither the plaintiff nor the expert could identify any actual damages attributable to the alleged malpractice or demonstrate the required element of proximate causation. The court further upheld the trial court's application of New Jersey's net opinion doctrine, finding that the expert failed to provide the necessary "why and wherefore" supporting his conclusion that the attorney's conduct caused a compensable loss. Because the opinions rested on unquantified possibilities rather than demonstrable facts, they were inadmissible. Key Takeaway for Legal Malpractice Defendants For attorneys and firms defending legal malpractice claims, Martin v. Loury underscores the importance of closely scrutinizing an opponent's expert report on the critical elements of proximate causation and damages. The decision demonstrates that a malpractice claim cannot survive where an expert merely speculates that different litigation tactics might have produced a better result. Instead, the plaintiff must present admissible expert testimony grounded in the record that explains how the alleged attorney error probably changed the outcome of the underlying matter and resulted in measurable damages.

Thought Leadership

Court Allows Recklessness and Punitive Damages Claims to Proceed After Work‑Zone Crash

In a case where a defendant filed preliminary objections against allegations of recklessness and punitive damages, the Susquehanna County Court of Common Pleas denied these preliminary objections. This case stems from a motor vehicle accident, where the defendants car struck the plaintiffs car after the defendant allegedly fell asleep at the wheel, going at a high rate of speed, through a construction work zone. Defendant first objected to the general allegations throughout the plaintiff’s complaint pertaining to “reckless” conduct contending that there were insufficient factual allegations to support the claim of reckless conduct. Defendant next objected to the plaintiffs claim for punitive damages, as punitive damages may only be assessed against a motorist for falling asleep while driving if there is further evidence to prove driver was aware of their drowsiness and risk of falling asleep. Lastly, defendant objected to plaintiffs complaint, claiming it lacked specificity. The court here found that the plaintiff had included in the complaint specific allegations related to the defendant’s alleged recklessness, including allegations regarding speeding in a work zone, almost striking the flagger, falling asleep at the wheel, and striking the plaintiffs vehicle which was stopped. Additionally, the court noted that falling asleep does not come without warning. The court found that these allegations were sufficient to support an allegation of recklessness at the pleadings stage.

Result

No-Cause Jury Verdict Secured in Wrongful Death Trial

We successfully obtained a no-cause jury verdict in a 13-day wrongful death trial. The decedent, a 59-year-old man, was admitted to the emergency room on February 15, 2019, with complaints of abdominal pain, decreased appetite, and constipation, despite the use of laxatives. The patient did not complain of any nausea, vomiting, or diarrhea. He had a significant medical history including diabetes, hypertension, prior coronary artery stenting, morbid obesity (with past gastric bypass surgery), longstanding ventral hernia, and back pain. A CT scan revealed multiple hernias and a potential closed-loop bowel obstruction, leading to a surgery consultation. Our client, an emergency general surgeon, interpreted that the patient did not have a closed loop or any significant obstruction and recommended non-surgical management. The patient was approved to have clear liquids, and had a vomiting incident shortly after, but our client was not notified. The patient was returned to NPO status, and after improving overnight, he was returned to “clears” and additional medical and renal consults were ordered. Our client did not receive any communications from the residents/nurses of any changes in the patient’s condition. On February 18, 2019, two rapid responses were called due to increased heart rate and vomiting. It is believed that the vomiting resulted in aspiration, causing sepsis, ultimately leading to the patient’s death. During the trial, the plaintiff’s sole medical expert highlighted imaging on the wrong hernia, which called into question all of his opinions in the case. We made key objections related to the expert testimony, limiting what the allegations were, and preventing new allegations from being made. After approximately two and a half hours of deliberating, the jury returned a no-cause verdict. 

Thought Leadership

Supreme Court of Pennsylvania Holds That Public Policy Does Not Prevent Insurance Coverage for Sex Trafficking Claims

On July 21, 2026, the Supreme Court of Pennsylvania issued an opinion emphasizing the limited circumstances in which courts may invoke public policy to bar insurance coverage, holding in Samsung Fire & Marine Insurance Co., Ltd. (U.S. Branch) v. RI Settlement Trust that Pennsylvania public policy does not preclude coverage for claims alleging that insureds enabled or profited from human sex trafficking. The decision rejects a line of federal district court decisions predicting otherwise and reinforces that Pennsylvania courts will invoke the public policy doctrine only in the clearest of circumstances. RI Settlement is particularly significant because it arose on certified questions from the United States Court of Appeals for the Third Circuit, giving the Supreme Court the opportunity to resolve an issue on which federal courts had predicted Pennsylvania law differently. RI Settlement arose out of four separate civil complaints in which the underlying plaintiffs alleged that, as minors, they were the victims of human sex trafficking at various hotels in Philadelphia. The plaintiffs claimed that the hotel owners were negligent in failing to stop the sex trafficking from happening at their hotels. After the filing of the lawsuits, the hotel owners sought coverage under their Commercial General Liability policies. The insurers initially defended the hotels under Reservation of Rights letters, though the carriers later filed Declaratory Judgment actions seeking declarations that they did not owe a duty to defend or indemnify. In short, the insurers argued in the alternative that they did not owe any obligation to provide coverage based upon Pennsylvania public policy (because the claims violated the Human Trafficking Law – 18 Pa.C.S. § 3011) and the terms and conditions of the policy. On motions for judgment on the pleadings, the District Court found for the insurers on the basis of public policy: There is no duty to defend or indemnify against actions arising out of an insured's criminal conduct related to the sex trafficking of minors. The Court appreciates that it may make public policy the basis of a judicial decision only in “the clearest of cases.” See Minnesota Fire & Cas. Co. v. Greenfield, 589 A.2d 854, 868 (Pa. 2004) (quoting Hall v. Amica Mut. Ins. Co., 648 A.2d 755, 760 (Pa. 1994)). Yet, the Court strains to imagine a clearer case than the one presented here in which the facts alleged indicate that Policyholders engaged in criminal conduct in violation of Pennsylvania's Human Trafficking Law. The hotel owners appealed the matter to the Third Circuit, which petitioned the Supreme Court of Pennsylvania to grant review of two certified questions of law: (1) whether Pennsylvania law had an “overriding public policy” against sex trafficking, such that an insurer’s duty to defend and/or indemnify is abrogated when an insured is alleged to have enabled or profited from such trafficking; and (2) if yes, is that duty abrogated whenever the insured’s alleged conduct would constitute a violation of the Pennsylvania Human Trafficking statute. Importantly, the certified questions did not ask the Supreme Court to determine whether the policies afforded coverage under their terms. Rather, the court was asked only whether Pennsylvania public policy independently barred coverage. As a result, the court assumed for purposes of answering the certified questions that the insurers otherwise owed a duty to defend and addressed only the public policy issue, leaving all policy-based coverage defenses for further proceedings. Because the court concluded that the answer to the first certified question was “no”, it did not reach the second issue. In reaching its determination that Pennsylvania public policy does not prohibit insurance coverage for sex trafficking claims, the court limited the impact of its decision in Minnesota Fire & Cas. Co. v. Greenfield, 855 A. 2d 854, 855 (Pa. 2004), which the RI Settlement opinion emphasized as having been an “Opinion Announcing Judgment of the Court” – or a plurality opinion. In Greenfield, the insured homeowner was sued by the estate of his houseguest who overdosed from heroin that he sold to her. The matter wound its way to the Supreme Court, which determined that the insurer did not owe a duty to defend or indemnify based upon Pennsylvania public policy, which criminalized the sale and use of heroin as a Schedule I narcotic. In RI Settlement, the court “decline[d] the invitation” to extend the rationale of the three-justice plurality in Greenfield beyond cases involving Schedule I controlled substances. In so holding, the justices in RI Settlement refused to “divine an overriding public policy pronouncement by the General Assembly by virtue of its enactment of the Human Trafficking Law.” The opinion further states that it is not “within the purview of this Court to rank the magnitude of the public policy underlying the various crimes defined in the Crimes Code. It is sufficient for the work of the courts to know that the General Assembly has identified conduct it deems harmful and dangerous to the maintenance of an orderly society and criminalized it.” While the court declined to declare that Pennsylvania public policy prohibits coverage for sex trafficking claims, the opinion in RI Settlement expressly states that insurers are free to include appropriate exclusionary language for such causes of actions in their policies if they desire to do so. It will certainly be interesting to see whether the insurance industry accepts the court’s invitation, or perhaps whether the Pennsylvania legislature steps in to clarify that sex trafficking claims are indeed of the type or magnitude that they should not be covered by insurance. In any event, we will, of course, continue to monitor this and other insurance coverage issues that arise before courts in Pennsylvania, New Jersey and throughout our firm’s geographic footprint and around the country.