Obtained summary judgment on behalf of an insurance agent and agency in Ohio, who sold the plaintiff property and liability insurance on its business. A fire loss occurred, and the insured discovered that it did not have business interruption coverage. The insured sued the agent and the agency for negligence, breach of contract and estoppel for failing to procure business interruption coverage. The defense successfully argued that an insurance agent only has a duty to seek coverage that has been requested by the insured. Even though the agent incorrectly reassured the insured the day after the fire that it had business interruption coverage, there was no evidence of any reliance by the insured, and the insured could have readily determined the lack of business interruption insurance by reading the policy.