Attorneys obtained a dismissal with prejudice after four complaints and two motions for summary judgment in a case alleging that the insurance company and the agent employed deceptive sales techniques in an effort to sell life insurance, which they referred to as "retirement or investment plans" rather than specifically identifying a product as life insurance. Ultimately, the court determined that plaintiffs sustained no actual damages because the value of plaintiffs whole life policy was calculated at a value higher than what an annuity would have generated.