Attorney prevailed on behalf of defendant insurance company in a Personal Injury Protection (PIP) arbitration conducted under the auspices of the National Arbitration Forum. The claimant was an occupational therapist who was seeking reimbursement for services rendered to a patient. The occupational therapist arguably provided physical therapy, although he was not licensed as a physical therapist. Defense attorney argued that without any evidence of any correlative "purposeful activities," on each day service was provided, the claimant was simply performing physical therapy, which he was not licensed to perform. The arbitrator held that the procedures in issue were not "medically necessary" and as such were not compensable under the patient's PIP insurance coverage.