Date range

Material misrepresentation(s) made by insured to his insurance carrier during the course of the presentation of homeowner's claim permits carrier to disclaim coverage based on policy language and gives rise to a cause of action under NJ Insurance Act.

In this United States District Court matter wherein the federal court interpreted New Jersey law in a diversity action brought by Certain Underwriters at Lloyds of London against its insured, Salvatore Alesia, alleging violations of the New Jersey Case Law Alert - 3rd Qtr 2012

Material misrepresentations by an insured during the course of a carrier's arson investigation represents sufficient grounds to deny coverage under policy terms and defeat a bad faith action.

The plaintiff, a State Farm insured, brought an action against the defendant claiming that State Farm breached the insurance contract and failed to act in good faith in denying his homeowner's claim (pertaining to a house fire). Case Law Alert - 3rd Qtr 2012