T.H.E. Ins. Co. v. Estate of Booher, Supreme Court of Iowa, June 5 2020, 944 N.W.2d 655, 2020 WL 3022764

Question of fact as to coverage for gross negligence when employee fails to stop a ride resulting in fatal injuries to coworker.

Factual issues, such as the notice and delay and/or the operator’s abandonment of his post to stop a conveyor belt, were found to be enough to reverse summary judgment on the issue of coverage and gross negligence. The Supreme Court of Iowa gives a detailed analysis of policy language, and while gross negligence is not an accident nor an occurrence, such as the fall onto the conveyor belt, the following action of delaying in stopping the belt, which caused repeated head trauma and ultimately the death of an employee, raised factual questions that prevented summary judgment.

 

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