Cincinnati
From Fountain Square in Cincinnati to historic Public Square in Cleveland, Marshall Dennehey's Ohio lawyers represent insurance carriers and other clients throughout the state of Ohio and beyond. The Cincinnati office is located downtown, right along the Ohio River bordering Kentucky, and serves the needs of clients in the Greater Cincinnati region and throughout all of southwestern Ohio.
The office's full complement of attorneys, often in collaboration with the attorney resources of our Cleveland office, service clients in all manner of civil defense litigation under three of four core departments – Casualty, Health Care and Professional Liability. Highly experienced in these matters, the attorneys in our Ohio offices take very seriously the interests of clients and customers in the practical and efficient resolution of claims.
Thought Leadership
Legal Updates for Real Estate E&O Liability
New Ohio Law Targets Real Estate Wholesaling Practices
May 7, 2026
Effective March 2, 2026, the Ohio Department of Commerce Division of Real Estate and Professional Licensing (REPL) now requires real estate wholesalers to clearly disclose their intention and business model when contracting with a property owner and seller. This was part of Ohio Senate Bill 155, which passed unanimously in the Ohio Senate in June 2025, and was signed into law by Governor Mike DeWine on December 1, 2025. Real estate wholesalers serve as intermediaries in property transactions. They enter into a purchase agreement with a seller with no intent to buy the property themselves. Instead, they assign the contract to another buyer or investor at a higher price or charge a fee, typically 5% to 10% of the sale price, to earn a profit. The REPL, in partnership with the Ohio Department of Aging (ODA), and Ohio District 5 Area Agency on Aging in Richland issued a Consumer Alert in March 2025, on wholesalers, citing a rise in unsolicited real estate offers targeting older Ohio homeowners, often offering complex financial arrangements that include hidden risks, leaving older homeowners financially vulnerable. Under this new legislation, real estate wholesalers in Ohio are required to disclose their status to sellers or property owners and clarify that they do not represent the seller in the transaction. The law mandates that this disclosure be made through a clear and conspicuous written statement informing the seller that the individual is acting as a wholesaler. This disclosure must also be separate from the purchase contract or agreement between the parties and must be printed in bold type with a font size of at least 12 points. In the event a wholesaler fails to provide proper notice to the seller, the seller may cancel the purchase contract at any time before the close of escrow without penalty, giving the wholesaler 30 days to return any earnest money or deposits to the seller. Wholesalers who do not clearly disclose their role or properly inform the seller may also face disciplinary action from the Ohio Superintendent of Real Estate. This can include penalties such as suspension or revocation of their real estate license, as well as potential civil liability, monetary damages, and responsibility for attorneys’ fees.
Case Law Alerts
Ohio Supreme Court Rules Trial Courts Must Apply Specific Standards Before Ordering Disclosure of Privileged Claims Files
April 1, 2026
In an insurance bad faith action, a trial court may order production of an insurer’s claims file documents that are asserted to be protected by the attorney-client privilege and work product doctrine without first complying with R.C. 2317.02(A)(2) and Civ.R. 26(B)(4). The plaintiffs, the Eddys, were injured in a 2020 automobile accident and pursued underinsured motorist benefits from their insurer, Farmers. After litigation over coverage was resolved and Farmers paid the policy limits, the Eddys filed a separate bad faith lawsuit, alleging Farmers unreasonably delayed settlement. During discovery, the trial court ordered Farmers to produce its entire claims file, including attorney communications and litigation related materials, without conducting an in-camera review. The Court of Appeals affirmed, relying on the Ohio Supreme Court’s prior decision in Boone v. Vanliner Ins. Co. (2001), which had allowed discovery of certain pre-denial claims file materials in bad faith cases. The Ohio Supreme Court reversed the Court of Appeals’ decision, and held Boone had been superseded by statute. Specifically, the court held that discovery of attorney-client communications and work product materials in insurer bad faith cases was governed by R.C. § 2317.02(A)(2) and Civ.R. 26(B)(4), both of which require specific threshold showings and judicial review. Specifically, the court held that privileged insurer-attorney communications may be disclosed only after: the insured makes a prima facie showing of bad faith, and the trial court conducts an in camera inspection to determine whether the communications relate to an attorney’s aiding or furthering ongoing or future bad faith conduct. Importantly, the court ruled that allegations of bad faith alone are insufficient to overcome the privilege. The court further held that claims file materials prepared in anticipation of litigation are presumptively protected. Disclosure of those materials is only permitted upon a showing of good cause. This protection applies to information generated during or in anticipation of litigation, not merely to attorney testimony. Finally, the court held that in-camera review of the disputed documents is mandatory, i.e., a trial court must conduct an in-camera inspection of any disputed documents before ordering production of file materials when privilege or work product protection is asserted. The Eddy decision establishes stronger privilege protections for insurers in Ohio bad faith litigation. It eliminates reliance on the Supreme Court’s prior decision in Boone as a standalone basis for compelled production of claims file materials. Trial courts must now follow a structured, statute-based analysis before ordering disclosure, providing clearer guidance and greater predictability for discovery disputes in insurance bad faith cases.
Results
Summary Judgment Secured, Preserving $750,000 in Coverage for Insured in Major Trucking Liability Dispute
Ray Freudiger and Michael A. Roberts (both of Cincinnati) successfully obtained summary judgment on behalf of their client in a coverage dispute arising from a May 19, 2022, motor vehicle accident. A permissive driver operated a box truck for an interstate trucking company and caused severe injuries to two tort victims. Prior to the accident, the insured had procured a commercial auto policy for the trucking company with stated limits of $1,000,000. Following the accident, the insurer initiated a declaratory judgment action asserting that only reduced bodily injury limits of $25,000/$50,000 applied and later counterclaimed, alleging it would not have insured the driver had he been properly submitted for approval under the policy. After extensive discovery, briefing, and oral argument, the court rejected the insurer’s attempt to shift responsibility for the $750,000 in coverage it was legally required to provide for permissive drivers under Ohio law, granting summary judgment in favor of the insured and preserving $750,000 in liability exposure.
Defense Verdict Received in an Insurance Exclusionary Clause Dispute
We received a defense verdict after bench trial in an insurance exclusionary clause dispute. The plaintiff’s personal property in a storage unit was damaged when a municipal water main broke outside the storage facility. The claims representative offered the full policy limits before trial. However, the plaintiff sought recovery of the full claim amount for her damaged property. We argued that her recovery was specifically excluded by the water damage exclusion provision within her insurance policy. The judge agreed and concluded that the water main was part of a containment system for water and the exclusionary clause was applicable.
News
Marshall Dennehey Again Earns Recognition in Distinguished Chambers USA
June 4, 2026

Marshall Dennehey Promotes James Cole and Sunny Sparano to Lead The Firm’s Professional Liability Department and Announces New Board of Directors Appointments
January 5, 2026
Marshall Dennehey Announces 2026 Shareholder Class and Special Counsel Promotions
December 15, 2025