Attorney recieved a decision in the state Appellate Division upholding a dismissal of an action for damages by a 16-year old plaintiff who was struck by a car while riding his bicycle. The appellate panel held that plaintiff, who at the time of the accident was covered under an auto insurance policy that contained the limitation-on-lawsuit option, failed to show that the scars he now has as a result of the accident constitute significant disfigurement or significant scarring sufficient to vault the LOL threshold or that his dental injuries - one implant and composite bonding - constitute a permanent injury since he failed to show that his teeth no longer function properly.